Residential | 1-4 Units

At Swish Financial, we understand that securing the right financing for your investment property is critical to closing deals successfully. We are committed to providing investors with reliable and strategic lending solutions tailored to their goals. Whether you're pursuing Fix & Flip, Fix & Rent, Build & Rent, Bridge, Rental, Short-Term Rentals, DSCR loans, or New Construction projects, Swish has you covered.

When traditional banks decline your loan application or impose strict credit requirements, Swish Financial offers equity-based loans designed to bridge the gap. Available nationwide, our fast and flexible lending options empower real estate investors to secure funding quickly and easily.

• Quick Closings: Funding in as little as 2 days with proper documentation
• Flexible Underwriting: Loan programs created by investors, for investors
• Comprehensive Service: A one-stop solution for all your lending needs

Designed for both seasoned and first-time investors, Swish ensures a smooth and efficient process to finalize your transactions within 10 business days. Benefit from low down payment options, covering up to 100% of rehabilitation costs, and gain a competitive edge over cash buyers.

• New Purchases: Fund both property acquisitions and renovation costs for quick closings.
• Delayed Purchase Refinance: Replenish personal funds or a HELOC within six months of purchase.
• Seasoned Finance: Unlock extra cash for properties owned for six months or longer.

Effortlessly secure financing for rental properties with Swish’s Debt Service Coverage Ratio (DSCR) loans, also known as no-income mortgages.

• No tax or income documentation required
• Qualification based on rental property cash flow
• Ideal for Airbnb & Vrbo investors
• Business-purpose loans available with LLC closings

Expand your portfolio with Swish’s specialized new construction financing. Designed for developers, our straightforward process allows you to secure funding without delays.

• No permits required before closing
• Build-to-Sell or Build-to-Rent strategies
• Fast funding and quick draw processes

Swish Financial provides diverse options to suit every investor’s needs:

• Rental Properties: DSCR, Short-Term Rentals, 1-4 Unit Rentals, Portfolios
• Development: Bridge, Build-to-Rent, Buy & Hold
• Private & Hard Money Loans: Including Lines of Credit

With Swish Financial, you’ll have access to expert financing solutions designed to help you succeed. Let us be your trusted partner in building wealth through real estate investments.