Investor Loans with Swish Financial
Your Trusted Partner for Real Estate Investment Success
Are you a seasoned investor or just starting your journey? Partner with Swish Financial and let us be your trusted funding ally. Whether you’re an experienced investor seeking to expand your portfolio or a first-time investor navigating your first deal, we provide tailored support to help you achieve your goals.
Our expert lending team offers precise, customized solutions for all types of investment strategies, including Fix & Flip, Fix & Rent, Build & Rent, Bridge Loans, Rental Properties, Short-Term Rentals, DSCR Loans, and New Construction. And yes, we’ll fund your projects FAST!
Comprehensive Investor Lending Solutions
- Hard Money and Private Money Loans: Equity-based loans offering short-term funding for the purchase and repair of investment properties, regardless of condition. Perfect for when banks say no or credit requirements aren’t met.
- Fix & Flip | Bridge Loans: Tailored for both experienced and first-time investors, with funding in just 10 business days. Down payments as low as 10%, up to 95% Loan-to-Cost (LTC) coverage, including 100% of rehab expenses.
- DSCR Rental Loans: Long-term rental property loans, also known as Debt Service Coverage Ratio (DSCR) or No-Income Mortgages. Ideal for buying new rental properties with great rates on 30-year fixed loans.
- New Construction Financing: Specialized loans designed for developers to expand their businesses. A straightforward process with competitively priced capital for building new properties.
- Flexible Investor Lending Options:
- DSCR, Short-Term Rentals, and Rental Properties (1-4 Units)
- Build-to-Rent, Buy & Hold, Airbnb, and Vrbo Financing
- Private & Hard Money Loans and Lines of Credit
- Blanket Loans (up to 10 properties)
- Rehab and Renovation Loans
Why Choose Swish Financial?
- Loans Based on Property Value, Not Personal Income: Asset-based lending designed for flexibility and efficiency.
- Fast Funding: Most loans close in 10 days or less.
- Flexible Underwriting: Programs tailored for investors with minimal documentation required.
- Diverse Terms: Options include 12-36 month terms, 30-year fixed rates, and interest-only payments for up to 10 years.
- Investor-Friendly Features: No tax or personal income documents required, loans based on rental property cash flow, and business purpose loans that close in an LLC.
Secure the Financing You Need to Grow Your Portfolio
At Swish Financial, we’re committed to making your investment goals a reality. With streamlined processes, flexible options, and fast closings, we empower investors to succeed in a competitive market.